Modern Lending. Timeless Service.
At Covesta Mortgage, we make finding the right home loan or refinance simple and stress free. We shop rates and programs from some of the top lenders in the nation to ensure you get the best fit for your goals, not just what one bank offers. Behind every lender we work with is a dedicated Covesta team focused on guiding you through every step of the process. From your first conversation to closing day, we make sure you are informed, supported, and confident in your path to homeownership.
Our Process
1
Start Your Journey
We begin with a quick conversation and an easy online application to understand your goals, budget, and timeline. From day one, your dedicated loan advisor will guide you and answer every question.
2
Get Pre-Approved
We review your application and documents to help you get pre-approved quickly. You’ll know exactly what you can afford so you can shop for your new home with confidence.
3
Explore Loan Options
We compare multiple programs and lenders to find the best fit for your needs. Whether you’re a first-time buyer or refinancing, we explain every option clearly so you can make an informed decision.
4
Underwriting & Processing
Our team handles all the details behind the scenes — verifying income, reviewing documents, and coordinating with your agent — to ensure your loan is fully approved and ready for closing.
5
Close with Confidence
We’ll walk you through your final numbers and make sure everything is ready for a smooth, on-time closing. With Covesta, the finish line feels just as good as the starting line.
Covesta
noun
/ kō-ˈves-tə /
1. a union of collaboration and investment; derived from “co” meaning partnership and “vesta” meaning home and growth. A modern approach to home financing built on transparency, technology, and shared success.
“Covesta is where partnership turns the dream of home into something real”
Mortgage News.
At Covesta Mortgage, we believe transparency builds trust, and an informed borrower makes the entire homebuying process better for everyone. Our Mortgage News section helps you stay confident, knowledgeable, and prepared at every step. Learn how lower interest rates create new opportunities in “Lowest Rates in a Year,” understand the value of expert guidance in “Impact of a Broker,” see how national events affect the market in “Government Shutdown,” and explore the path to buying a home in “Guide to Homeownership.” When you know more, you can move forward with confidence, and that is what Covesta is all about.
